Save Up To45% On You Annual Home Owner's Insurance Premium. If your own a home in Southwest Florida, you most likely live in a "Wind Borne Debris Region" as defined by the state of Florida where design wind speeds range from 120mph to 130mph. In the case of Hurricane Andrew (1992), the maximum substained wind was calulated at approximatley 145mph with gusts estimated at 175mph. Roof failures and debris impact caused extensive damage through out the Miami-Dade area. Andrew caused $26.5 billion in damage and caused 65 deaths and left thousands of people homeless. A Uniform Mitigation Verification Inspection could save you up to 45% on your home insurance premium. You can schedule an inspection with Accurate Home Inspections for only $90 239-271-8499.